Why Choose UPAYEX?
Dual-Currency Accounts
Pay or get paid in both USD and CNY with real-time exchange rates. Perfect for businesses operating between the US and China.
Prepaid Cards
Create virtual prepaid cards for any payments, including Facebook and Google Ads with tax reduction benefits and no local restrictions.
Gift Card Marketplace
Sell gift cards from popular stores with the lowest commissions on the market to unlock the full potential of your affiliate marketing business.

Borderless Payment Solutions
UPAYEX provides online entrepreneurs with the tools they need to operate without regional restrictions and scale globally.
Global Transactions
Send and receive payments worldwide without worrying about currency conversions or regional limitations.
Tax Optimization
Our prepaid card solutions help reduce tax burdens on digital advertising and other business expenses.
Affiliate Cashback Monetization
Maximize your earnings by selling gift cards with industry-low commission rates.
Scale Your Business Globally
UPAYEX is designed to help online entrepreneurs overcome payment barriers and expand their operations.
International Business Bridge
Our dual-currency accounts with real-time exchange rates make transacting between the US and China seamless.
- Instant currency conversion
- Competitive exchange rates with no hidden fees
- Dedicated support for cross-border transactions
Advertising Payment Solutions
Virtual prepaid cards specifically optimized for Facebook, Google Ads and other platforms with tax benefits.
Gift Card Liquidity
Convert unused gift cards into cash quickly with our low-commission marketplace.
No Regional Restrictions
Operate your business globally without worrying about payment limitations or currency issues.
UPAYEX Services
Comprehensive payment solutions designed for online entrepreneurs and digital businesses.
Dual-Currency Accounts
Hold, send and receive both in a single account with automatic conversion at competitive rates.
Virtual Prepaid Cards
Create cards for digital advertising and other payments with built-in tax optimization options.
Instant Gift Card Sale
Sell gift cards from major retailers with the lowest commissions in the industry.
Global Payments
Send and receive money worldwide without regional restrictions or excessive fees.
Frequently Asked Questions
Find answers to common questions about UPAYEX services.
What is UPAYEX?
UPAYEX provides payment services for online entrepreneurs, offering dual-currency accounts, virtual prepaid cards, and gift card purchase services without regional restrictions, making it ideal for online affiliate marketers and businesses operating internationally.
What currencies do you support?
We support payments in CNY and USD making it perfect for businesses operating between the US and China.
What are the benefits of prepaid cards?
Our virtual prepaid cards help reduce taxes on digital advertising payments and overcome regional restrictions on platforms like Facebook and Google Ads.
How quickly can I get a prepaid card?
Virtual prepaid cards are generated instantly and can be used immediately for online payments.
How does selling gift cards work?
You can sell gift cards from popular stores through our marketplace and receive cash with the lowest commissions in the industry.
Which gift cards can I sell?
We accept gift cards from all major Chinese retailers. The full list is available in your account dashboard.